Pennsylvania automobile law is complex. Be informed of your options if you’ve been in a car accident.
Car accidents happen. The real question is, how can you avoid paying out if it happens to you?
In Pennsylvania, like many other states, there are “no fault” laws for car accidents but the catch is that you must opt into these policies when you buy your car insurance. And, depending on the circumstances of your accident, you may or may not have the chance to proceed against other parties who were involved in the making of the accident. An automobile accident law office in Pennsylvania can help you to determine this. And the best car accident lawyers in PA, NY, NJ will help you win your case.
Most states are “at fault” states, meaning that they hold responsible the driver who is legally at fault; or “no fault” states, meaning that both parties in the car accident must get their bills to their own insurances, no matter who is at fault. But in Pennsylvania, you decide whether or not to opt into the “no fault” policy at the time of buying insurance:
- Full tort
- Limited tort
If you select full tort, you have full rights. If you select limited, then you limited rights, which means you cannot sue for any(or almost all) car accidents. You may be able to gain money for pain, suffering, emotional distress, etc. even if the other person is at fault. Limited tort is a little cheap, but an automobile accident law office in Pennsylvania will advise you not to choose it because it limits your ability to collect damages when you are not at fault.
A Few Tips:
- If you’re in an accident and the insurance company calls you:
Do not talk to the insurance company or allow them to take a recorded statement. This could be used against you in the future; remember that your right to remain silent will protect you against potential legal action, whether or not you were at fault.
- If you’re a Pennsylvania resident and got in an accident in another state:
While you will have to check your own insurance policy, the general rule is that the insurance follows the driver. This means that your insurance should cover you even if you had the accident in another state. Talk to a lawyer as soon as possible.
- Can an insurance company deny my claim?
Yes, but we are ready to fight for you and get you the money you deserve.
Philadelphia car accident lawyers can help you. If you are looking for an automobile accident law office in Pennsylvania, call us at TMH Law. Do you have a case?
Call TMH Law:(215) 642-8141