Injured at work? You’re not alone, learn your rights and responsibilities regarding work related injuries.
The Philadelphia Workers’ Compensation Act’s definition of work related injury is any injury, medical condition or disease that is caused by a person’s job. The Act does not list specific types of injuries, other than the requirement that the condition must be related to the worker’s employment. This means that everything from broken bones to strains and sprains to hepatitis may be considered a work related injury.
According to the Pennsylvania Workers’ Compensation and Workplace Safety 2015 Annual Report, 166,102 work injury and illness cases were reported to the Bureau of Worker’s Compensation; 38.4% of those were sprain and strain injuries. But how you go about reporting your injury and claiming your compensation can significantly impact the outcome of your case. The Law Offices of Thomas Moore Holland present the top 4 mistakes workers make after suffering a work related injury.
- Not filing a worker’s comp claim because you think that you were responsible for the injury. A worker’s compensation claim is not solely dependent on your employer creating a hazardous workplace. Workers’ comp is called a “strict liability” system which means that if you got hurt on the job, you may receive workers’ comp benefits regardless of who was to blame.
- Not realizing that you and your employer have competing financial interests once you’ve been seriously injured. Many people who suffer from injuries at work have been good employees and abided by company policies of their company for years which may make you feel a part of your employer’s family. It’s your employer’s responsibility, however, to make a profit, and one way they do that is by reducing costs accrued by settling worker’s compensation claims.
- Being unaware that your medical records are NOT private. Once you file a worker’s compensation claim your medical records will not remain private. It’s imperative to know that your medical records will be read by insurance carriers, investigators, adjusters, workers’ compensation judges, attorneys, rehabilitation nurses and vocational experts.
- Not consulting with a work related injuries lawyers. Generally companies have a team of legal professionals to help them protect their profits and pay as little as possible. It’s always best to have a dedicated and knowledgeable legal advocate on your side to help you navigate the worker’s compensation claim process.
Why It’s Better To Settle Your Work Related Injury Case With An Attorney
Lump Sum Settlement: Tom Holland is experienced in evaluating lump sum offers. Early lump sum settlement offers may be encouraging, but Tom Holland will be able to help not leave anything on the table. If the disability continues to be treated without a definitive diagnosis and/or prognosis, prompt settlement may not be prudent.
When, and if, to settle is your decision to make, but beware. What’s the hurry?
Be cautious of an early settlement offer from a claims adjustor who suggests you do not need a lawyer. Our law office specializes in representing injured employees, and we know worker’s compensation law inside and out. You are allowed to represent yourself in worker’s compensation proceedings, but remember that the litigation is complex and your employer will be represented by an experienced attorney. Don’t walk into court, unprepared and outnumbered.