If you’ve been wondering how does a worker’s compensation claim work, you’re not alone.
One of the most common questions we hear is “How does a worker’s compensation claim work?” Worker’s compensation can be complex and depends on a lot of factors including the employer, any contracts involved, insurance policies, actual details of the accident, and much more.
Big companies have Human Resources staff dedicated to handling these types of claims. Smaller companies may only have one HR person, or may even just turn it over to the insurance company. No matter what your situation is, it’s important that you receive any compensation you may legally be owed for a claim for an accident at work.
Questions to Answer
Many people contact us wondering if they have a claim or not. Worker’s compensation can be complicated and varies state to state. If you have experienced pain and suffering while at work, it is possible that you are eligible to file a claim. First, consider these questions:
- Were you injured at work?
- Did you miss work or lose wages because of that injury?
- Were you injured in a construction accident or at a jobsite?
- Have you been harassed at work or discriminated against?
- Were you fired because of your race, religion, or gender preference?
- Were you injured in a longshoreman’s accident?
If you answered yes to any of those questions, then you may have a claim. Most of the time how a worker’s compensation claim works is that now you need to find a good lawyer. They’ll help you figure out what the laws of your state are where it relates to worker’s compensation. Wondering exactly how does a worker’s compensation claim work? We’ll address that next.
How Does a Worker’s Compensation Claim Work?
Something has happened at work – you have been hurt or injured in some way. This can be a stressful and overwhelming situation. If you do manual labor or work in construction, this kind of thing may seem more normal than to someone who works in an office or a corporate setting.
Under the Pennsylvania Worker’s Compensation Act, worker’s comp benefits should cover pay wage losses and medical losses whenever an employee is injured while on the job or if they suffer from a work-related illness or disease. Whatever happens on the job, whether an accident or long-term damage should be covered by worker’s comp.
Why Do I Need a Worker’s Comp Lawyer?
You should hire a lawyer as soon as possible. Employers and insurance companies often fail to provide the accurate information about the incident or even complete forms correctly. Some companies have been known to tell their employees false information in order to scare them or keep them from filing a claim. This is not okay.
You also need an advocate to make sure that your claim has been accepted and that everything will be taken care of, especially your medical bills. Your own lawyer can be your best advocate. If you’re still confused about how does a worker’s compensation claim work, contact our office to find out how we can help. Even if you just need a listening ear, we can talk you through the details and help you decide what steps to take next.